The Open Ledger.
Financial intelligence should be a public utility. We aggregate anonymized audit data to expose breakage and help institutions build fairer products.
For Consumers
Benchmark your wallet against the top 1% of optimizers. See how your card utilization compares to power users and identify opportunities to maximize value.
For Credit Unions
Design competitive cards using real competitor breakage data. Understand where major issuers fail and build products that prioritize member value over breakage.
For Fintechs
API Access to the Juno Value Graph (Coming Soon). Integrate real-time breakage intelligence into your platform and help your users optimize their financial lives.