About Us

Juno Auditor is an independent credit card auditing tool that analyzes your spending to show real dollar value—not marketing promises.

Our Mission

Premium credit card annual fees cost hundreds of dollars. Many cardholders never recover that value through unused credits, wrong-card spending, and fees that don't pay them back.

Juno Auditor audits your actual spending to prove whether your cards make you money—or cost you money. We show you the math, not the marketing.

What We Do

We analyze your credit card spending, rewards, and fees to calculate net value per card in real dollars. Our audit identifies breakage (unused credits), tracks redemption value, and provides keep/cancel/downgrade/upgrade recommendations.

You connect your accounts via Plaid for secure, read-only access. If your bank is not supported via Plaid, you can still use Juno by manually uploading your statement or entering card details. We analyze your transaction history and deliver an audit report showing which cards are worth keeping and which are costing you money.

Juno also tracks benefit enrollments and expiration dates to help users avoid missed benefits and silent value loss.

What Juno Auditor Offers

  • • Rewards vs fees analysis: Dollar impact per card showing what you earned versus what you paid
  • • Net value per card (USD): Clear calculation of true profitability for each card in your wallet
  • • Benefit enrollment and expiration tracking: Automated monitoring to prevent missed credits and expired perks
  • • Keep / cancel / upgrade recommendations: Data-driven advice on which cards to retain, downgrade, cancel, or upgrade based on net value
  • • Secure, read-only analysis: Your financial data is analyzed without storing credentials or moving funds
  • • 100% independent and unbiased: No issuer commissions, no affiliate links, no card selling—we work for you

All insights are independent, unbiased, and actionable. We never sell your data. Audit is independent & secure.

⬆️ Upgrade Opportunities — Increase Your Card Value

Juno identifies cards where upgrading can increase your net rewards or unlock additional benefits. Recommendations are based on your current cards and selected strategy.

Strategy-aware, actionable suggestions — you decide.

Full Portfolio Insights: Juno's audit recommendations not only flag cards that may cost more than they earn but also identify upgrade opportunities. All suggestions are based on your current cards and selected strategy. All recommendations are independent, actionable, and strategy-aware — you stay in control.

Works with all banks: Plaid-connected accounts or manual uploads for unsupported banks. Manual-entry cards are clearly labeled in your report.

Card Strategy Options

Juno Auditor tailors recommendations based on your financial goals. Choose a strategy that matches your approach to credit cards:

💳 Max Rewards

Optimize for points, miles, and cashback.

💰 Minimalist / Cost-First

Keep only cards that save money or avoid fees.

⚖️ Balanced

Mix of value and rewards with moderate portfolio.

🎯 Custom

User-defined preferences (travel, cashback, business).

Recommendations are tailored for your selected Card Strategy. Benefit enrollments and expiration alerts are tracked where applicable.

Independence & Trust

You pay Juno directly. We do not accept commissions from credit card issuers. We do not sell or promote credit cards. We do not use affiliate links.

This independence means we can recommend canceling or downgrading cards when they don't pay you back—even if that means less revenue for us.

Our Values

  • Unbiased: We do not sell or promote credit cards. No issuer commissions, no affiliate links.
  • Privacy: We use bank-level encryption (Plaid) and never sell your data. Audits are read-only.
  • Transparency: Our pricing is clear and upfront. Plans start at $49 for a one-time audit, $49/year for ongoing protection.
  • Value-Driven: We succeed only if you recover more value than you pay us. Our audit shows real dollar outcomes.

The Team

Juno Auditor is built by professionals with experience in finance, systems engineering, data analysis, and payment processing.

We understand credit card economics from both sides: the issuer's profit model and the cardholder's actual experience. This perspective drives our audit-first approach.

Ready to Get Started?

Start your audit and see which cards are actually worth keeping.

Start My Free Audit → Know Your Cards' True Value

Takes ~3 minutes • Dollar-value results • Secure, read-only

What Early Users Are Saying

We're just launching! Join our beta and your success story could be featured here.

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Takes ~3 minutes • No applications • Dollar-value results