The Juno Intelligence Engine
Proprietary deterministic architecture that audits your credit cards with fiduciary-grade precision.
System Architecture
We don't use generic LLMs for math. The Juno Intelligence Engine™ is built on a proprietary Fiduciary Model that processes transaction schemas to identify breakage with 100% precision.
Contextual Benefit Tagging
We ingest normalized data via Plaid API (or manual entry) and run it against our Eligibility Engine.
While Plaid sees "Uber," Juno knows that "Uber on Amex Gold = Dining Credit" but "Uber on Platinum = Travel Credit."
Deterministic Breakage Logic
Unlike "hallucinating" AI, our core logic is hard-coded to the Live Benefit Database. If Transaction_Date > Expiry, it is flagged as Loss. Zero false positives.
Multivariate Simulation
We run your 12-month spending history against 50+ card schemas simultaneously to calculate the "Perfect Wallet Configuration" tailored to your exact lifestyle.
System Execution Flow
Secure Connection
Read-only sync via Plaid API. 256-bit encrypted. No credentials stored.
Breakage Audit
Our engine cross-references your spending against the Master Benefit Database of 1,200+ card rules.
We don't just count points; we mathematically prove if the realized value justifies both the Annual Fee and the Time Tax required to manage it.
The "Kill & Upgrade" List
Generates specific recommendations to CANCEL wastage or UPGRADE for higher ROI.
🛡️ Credit-Safe Logic:
Engine simulates credit score impact before recommending any closure.
Execution
User executes the plan (Script provided). Average recovery: $847/yr.