The Fiduciary Audit. No Subscriptions. No Data Hoarding.
We analyze your wallet once, give you the strategy, and immediately disconnect from your bank. You keep the data; we destroy the key.
- ✓ Net value calculation: Real dollars earned vs. fees paid
- ✓ Breakage recovery: Unused credits converted to cash
- ✓ 100% unbiased: No commissions, no card selling, we work for you
One-time payment • No subscriptions • Privacy guaranteed
See what you'll get before you buy
Manual Audit
Self-reported data only
- ✓ Self-reported data only
- ✓ Basic Breakage Calculator
- ✓ Static PDF Report
- ✓ No Bank Connection required
2026 Comprehensive Audit
One-time fee
- ✓ Verified Bank Sync (Plaid)
- ✓ 12-Month Retroactive Analysis
- ✓ The 'Kill List' (Cancel/Downgrade Logic)
- ✓ Missed Credit Recovery Plan
- ✓ Privacy Guarantee: Auto-Disconnects after 24h
The Privacy Promise
Our "Burner Connection" model ensures your data stays private
Secure Sync via Plaid
We use Plaid's bank-level encryption to securely connect to your accounts. Your credentials are never stored on our servers.
Algorithm Runs (~30 seconds)
Our proprietary algorithm analyzes your 12-month transaction history, calculates breakage, identifies missed credits, and generates your personalized audit report.
We Permanently Delete the Bank Connection
Within 24 hours of completing your audit, we permanently disconnect from your bank accounts. You keep your data; we destroy the key. No ongoing access. No data hoarding.
You own your data. We're just the temporary fiduciary who helps you understand it, then gets out of the way.
Our Guarantee
🛡️ FOUNDER'S GUARANTEE
Not satisfied with your audit? Reply to your report within 7 days for a full refund.
No questions asked. No hoops to jump through. We'll even let you keep the report.
Why? We're confident you'll find $200+ in wasted value.
Common Questions
Everything you need to know about the Audit.
🔒 Is it safe to connect my bank accounts? ▾
Yes, but you don't have to.
We offer two modes:
- Automated (Recommended): We use Plaid (read-only, 256-bit encryption) to securely sync transactions. This enables real-time "Expiration Alerts" so you never miss a credit.
- Manual (Privacy-First): If you prefer total isolation, you can manually upload a statement or toggle benefits yourself. No bank connection required.
Your credentials are never stored on our servers in either mode.
🎯 How is this different from apps like MaxRewards or CardPointers? ▾
Those tools are Tactical—they help you spend points. Juno is Strategic—we help you save money.
While they tell you which card to use for dinner, we calculate if you should keep the card at all. We are the only tool with a "Kill List" that audits your Net ROI to prevent annual fee wastage.
🏦 What if my bank isn't supported? ▾
Juno supports manual entry of card details or statement uploads for any bank, so you can still audit your portfolio. You can also request new bank support via our feedback page.
Manual-entry cards are clearly labeled in your report as "Manual entry — data provided by you" and are included in all calculations alongside Plaid-connected cards.
💸 What if the audit finds $0 in savings? ▾
That is actually great news—it means you are running a perfect wallet setup! However, our data shows that 85% of users with premium cards (Amex/Chase) have at least $200 in "Breakage" (missed credits or rewards) annually. Think of the $49 audit as a low-cost insurance policy to confirm you aren't losing money.
🕵️ Do you sell my financial data? ▾
Never. Unlike "free" credit card comparison sites, we do not make money by selling your data or pushing affiliate links for cards you don't need. You are the customer, not the product. We are paid directly by you to act as your fiduciary.
💳 Which cards do you support? ▾
We support all major US issuers, including American Express, Chase, Capital One, Citi, and Discover. Our "Kill List" algorithm is currently optimized for high-fee cards (Amex Platinum/Gold, Chase Sapphire Reserve) where breakage is most common.
⏱️ How long does the audit take? ▾
Once you connect your bank accounts via Plaid, our algorithm analyzes your 12-month transaction history in approximately 30 seconds. Your comprehensive audit report is ready immediately.
🔄 Can I get another audit later? ▾
Yes! Each audit is a one-time purchase. If you want to re-audit your wallet after making changes (adding new cards, canceling cards, etc.), simply purchase another audit. There are no subscriptions or recurring charges.
Ready to Eliminate Breakage?
Start with our free Manual Audit to explore, or get the comprehensive Juno Audit for verified bank data and full breakage prevention.
No bank connection required • Self-reported data
$49 one-time • Verified bank sync • Privacy guaranteed